Fundgrowth: Microfinance Revolution Breakthrough Innovation for Micro Business Development and Achieving SDGs 2030
Article Sidebar
Main Article Content
Abstract
Poverty is one of the major and fundamental problems in Indonesia's development because it is still experienced by most Indonesians. Meanwhile, The problem of poverty often occurs in rural areas. The cause of poverty in rural areas is because rural communities have limited access to finance, even though financing plays a role in starting and developing a business. Microfinance is an alternative financing for rural communities in order to empower the economy of rural communities. In addition, microfinance can also encourage sustainable development and align with SDGs 2030. Therefore, FundGrowth comes as an innovative and visionary solution in supporting microfinance for the economic empowerment of rural communities and promoting sustainable development. The purpose of this study is to explain the concept of FundGrowth in supporting microfinance for rural communities and to identify and explain how FundGrowth can support sustainable development through microfinance. The results of this study show that FundGrowth is a transformational initiative with a high-minded approach to drive economic empowerment in rural areas through innovative microfinance strategies. FundGrowth has five strategic features that can support sustainable development: FundLend, FundEdu, FundNect, FundImpact, and FundBridge.
Downloads
Article Details
Section
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
How to Cite
References
[1] M. Ahleyani, “Mister Lingua Business Model Integration for Sustainability: A Systematic Literature Review From Potential to Problems,” Bulletin of Fintech and Digital Economy. 2025, https://doi.org/10.20961/bfde.v6i2.105353
[2] M. Ahleyani, I. W. Astuti, and S. Aulia, “Strengthening Educational Access for Vulnerable Children: A Policy Analysis of Local Government Initiatives in West Nusa Tenggara,” Journal of Society Bridge. 2025, https://doi.org/10.59012/jsb.v3i3.84
[3] A. B. Alamsyah and A. Jufri, “Pendampingan Persiapan Pasca Campus Mahasiswa Beasiswa Cendekia Baznas (Bcb) Angkatan Iv Dan V Mahasiswa Universitas,” J. Abdimas Sangkabira, 2024, [Online]. Available: https://jurnal.fe.unram.ac.id/index.php/abdimas/article/view/900.
[4] S. Aulia, A. A. Syahputri, and M. Ahleyani, “The Purbaya Effect, Banking Stock Rebound, and Implications for Public Policy in the National Economy,” J. Sains, Sos. dan Stud. Agama, 2025, [Online]. Available: http://hamfara.com/kalamizu/article/view/83.
[5] S. Indonesia, “Poverty profile in Indonesia.” BPS. https://www. bps. go. id, 2020.
[6] I. Marcelin, A. Y. G. Egbendewe, & D. K. Oloufade, “Financial inclusion, bank ownership, and economy performance: Evidence from developing countries,” Financ. Res. Lett., 2022, [Online]. Available: https://www.sciencedirect.com/science/article/pii/S1544612321003482.
[7] A. Y. P. Chang and K. P. Hung, “Development and validation of a tourist experience scale for cultural and creative industries parks,” J. Destin. Mark. &Management, 2021, [Online]. Available: https://www.sciencedirect.com/science/article/pii/S2212571X21000081.
[8] E. G. Pires, G. M. da Silva, and ..., “An exploratory analysis of the factors influencing the decision to use poisoning as a suicide method and awareness of potential health risks: A qualitative Study,” Journal of Psychiatry and Psychiatric Disorders. 2023. https://www.doi.org/10.26502/jppd.2572-519X0189
[9] B. L. Adame, An Analysis of Factors Influencing Defense Acquisition Decision Making: Nousmaking and the Defense Program Manager. apps.dtic.mil, 2023.
[10] N. K. Dahlan, W. A. W. Fatul, and R. Markom, “Tinjauan Konsep Pembiayaan Kredit Mikro di Malaysia: Overview on the Concept of Micro Credit Financing in Malaysia,” ’Abqari Journal. 2023.
[11] R. Khatri, “The role of education towards women empowerment in India,” International journal of advanced research. 2016.
[12] F. Wurjaningrum and N. Atiya, “Islamic Microfinance Institutions and Women’s Empowerment: Addressing Challenges and Prioritizing Solutions,” International Journal of Religion. 2024. https://doi.org/10.61707/rfqe8506
[13] A. Devi, “The Effectiveness of The Success of Sharia Cooperatives Development in Indonesia,” Ekon. Islam Indones., 2020, https://doi.org/10.58968/eii.v2i1.10
[14] P. Munankarmi, “Community-scale interaction of energy efficiency and demand flexibility in residential buildings,” Appl. Energy, vol. 298, 2021, doi: https://doi.org/10.1016/j.apenergy.2021.117149.
[15] M. Somani and M. V. V Singh, “A Comparative Analysis of Self-Help Groups and Microfinance Institutions in Advancing Women’s Financial Inclusion in Maharashtra,” Int. J. Res. &Technology, 2025, [Online]. Available: https://ijrt.org/j/article/view/746.
[16] T. T. Ebissa, A. S. Asfaw, and D. M. Lakew, “Women’s participation and cost efficiency in microfinance institutions: a Sub-Saharan study,” Cogent Bus. &Management, 2024, https://doi.org/10.1080/23311975.2024.2304307.
[17] P. S. Kasoga, “Microfinance institutions and women’s empowerment: empirical evidence in Tanzania,” Int. J. Financ. Serv. Management, 2020, https://doi.org/10.1504/IJFSM.2020.111101.
[18] A. K. Pakpahan, “Covid-19 and implications for micro, small and medium enterprises,” Scientific Journal of International Relations. 2020.
[19] C. Yolanda and U. Hasanah, “The role of micro, small, and medium enterprises (MSMEs) in Indonesia’s economic development,” Journal of Management and Business. 2024.
[20] S. A. Shah, S. M. Azhar, and N. A. Bhutto, “Halal marketing: a marketing strategy perspective,” Journal of Islamic Marketing, vol. 11, no. 6. 2020, https://doi.org/10.1108/JIMA-11-2018-0211.
[21] A. Khalil and L. K. Storie, “Social media and connective action: The case of the Saudi women’s movement for the right to drive,” New Media &Society, 2021, https://doi.org/10.1177/1461444820943849.
[22] J. E. Cuc, “Trends in business model research : A bibliometric analysis,” J. Bus. Model., vol. 7, no. 5, 2019. https://doi.org/10.5278/ojs.jbm.v7i5.2981